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Calderwood Financial Strategies, Inc.

Latest News

What is an income-driven repayment plan for student loans?


Wednesday, March 11, 2026 - Broadridge Content


Learn the nuances of the federal government's income-driven repayment plans for student loans. Read more...

Strategies When You Can't Pay Student Loans


Tuesday, March 3, 2026 - Broadridge Content


Some borrowers run into financial difficulties at one time or another in the course of repaying their student loans. If you find yourself in this position, don't despair. Nearly all lenders offer certain options to help you through temporary cash flow jams. Read more...

Keeping Bond Market Volatility in Perspective


Tuesday, March 3, 2026 - Broadridge Content


The effect of market volatility on your bonds depends on your time frame and investment goals. Read more...

Understanding Individual 401(k) Plans


Tuesday, March 3, 2026 - Broadridge Content


An individual 401(k) plan is a profit-sharing plan combined with a regular 401(k) plan. A self-employed individual or small business owner who has no full-time employees (unless the full-time employee is the owner's spouse) can implement this type of plan. An individual 401(k) plan is relatively sim Read more...

Federal Gift and Estate Tax


Wednesday, February 11, 2026 - Broadridge Content


Federal gift and estate tax is sometimes referred to simply as estate taxes or transfer taxes, although your estate may be subject to other kinds of transfer taxes (i.e., state death tax and generation-skipping transfer taxes). Read more...

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